Convert a Monzo statement to Xero
Xero won't read a PDF, and Monzo won't export straight to Xero. Convert your Monzo statement into a clean, categorized CSV, then import it into Xero in a couple of clicks.
Why Monzo statements don't import into Xero directly
Xero imports bank data from CSV, not PDF, so a Monzo statement has to be converted first. Monzo emoji-tags categories in-app; the converter maps them onto a plain category set that spreadsheets and accounting tools understand. You get one clean, Xero-ready ledger instead of fighting merged cells and split columns.
How to import a Monzo statement into Xero
- 1. Convert the statement. Upload your Monzo statement PDF and download the categorized CSV.
- 2. Go to the bank account. In Xero: Accounting → Bank accounts → your account → Manage → Import a Statement.
- 3. Map & import. Match Date, Amount, and Description to the CSV columns and import.
Frequently asked questions
- Can I import a Monzo PDF into Xero directly?
- No. Xero imports CSV, not PDF. Convert your Monzo statement to CSV first, then import it.
- Is my Monzo statement stored anywhere?
- No. Your PDF is processed in memory to extract the transactions and is never stored.
- What CSV format does Xero need?
- Xero needs a Date column, an Amount column (signed), and a Description or Payee column. The converter outputs exactly these.
Export Monzo to another tool
Convert another bank to Xero
Related guides
- How to Import Bank Statements into Xero
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- How to Convert a Bank Statement PDF to CSV
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- How to Convert a Scanned Bank Statement to CSV
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- How to Import Bank Statements into QuickBooks
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Not affiliated with Monzo or Xero. Your statement is processed in memory to extract transactions and is never stored.